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Who Should I Depend On? God Or Plastic?

I’ve been out of full-time salaried work since June 1, 2007. It’s been hard to say the least. The money well has all but dried up. The creditors call daily now, I’m juggling cutoff notices from the utilities and it’s pressing just to be able to live. My wife has gone to work waiting tables so that we can survive during this time.

Now I don’t know about you, but we receive a LOT of credit card offers in the mail. At least three a week come in with promises of zero percent interest, balance transfers and all the big life that living in debt has to offer. The other day I actually opened one and read the terms and conditions of the offer. Why? Desperation. As the main earner for our family this has been extremely hard for me to be in a position where I’m not “bringing home the bacon.” Not only that but it is a blow to my integrity when I cannot pay my financial obligations on time. I actually considered sending off this credit card offer to be able to get some relief. Is it really relief though? Or is it just postponing the pain and adding to it in the long run?

The rich rule over the poor, and the borrower is servant to the lender. Proverbs 22:7 [NIV]

Let no debt remain outstanding, except the continuing debt to love on another, for he who loves his fellowman has fulfilled the law. Romans 13:8 [NIV]

After coming to my senses I ripped the offer in pieces and discarded it’s remains into the trash. I am already a slave/servant to several debtors. I am actively trying to pay my way out of that bondage. Why in the world would I want to take on more debt and gain yet one more master? I have to remember that God is allowing us to go through this time for a purpose. I truly believe that no matter how angry and depressed I get some days. I also have to remember that He is my provision and certain help in time of need.

And my God will meet all your needs according to his glorious riches in Christ Jesus. Philippians 4:19 [NIV]

Of course since this trial, God has shown Himself to us in many ways and is taking care of our needs. I will continue to depend on Him no matter how hard it is. I know that He will deliver us into a time of blessing that we could not even imagine. And even if He does not… it should be enough that He sent His only Son to die for me.



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